Your path to debt-free living, generational wealth, and peace of mind starts here.

Because every smart financial choice today builds the freedom and security your family deserves tomorrow.

Your path to debt-free living, generational wealth, and peace of mind starts here.

Because every smart financial choice today builds the freedom and security your family deserves tomorrow.

About Us

Hi, I’m Brian Santos, founder of Santos Financial Coaching and a Ramsey Solutions Certified Master Financial Coach. After paying off over $50,000 of personal debt in 9 months and experiencing the freedom that comes with it, I’ve made it my mission to help others find the same peace and control with their money. Whether you’re overwhelmed by debt, unsure where to start, or just need a plan that works, there’s hope, and you don’t have to do it alone. Watch the video above to hear my story and learn how you can schedule your free consultation today.

Services

Ideal for young families seeking to complete their financial goals

One-on-One Coaching Session

A transformational coaching experience designed to help you finally get traction with your money.
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This is perfect for young families who want:

Accountability
Clarity
Structure
Real, lasting change

What’s included:

2 coaching sessions per month
Custom budget + rapid debt payoff plan
Accountability check-ins to keep you on track
Personalized goal support
Marriage alignment guidance
Priority messaging access between sessions

The Result:
Build financial margin, reduce stress, and feel confident and in control of your money every month.

‍This is a good fit if:
You’re tired of trying to figure it out alone and want faster results with expert support.

Your financial breakthrough begins with a single focused session.

Ideal for Young Families wanting a one-time financial reset

Financial Planning Blueprint

A one-time, personalized plan built for those who like to take action independently.

You’ll receive:

Custom budget template
Debt payoff order strategy
Investment starter guidance
Savings structure (including sinking funds)
Step-by-step action roadmap

The Result:
A clear, organized plan you can run at your own pace, without ongoing coaching.

‍This is a good fit if:
You want direction and structure, but prefer to manage the plan on your own.

Your first step toward lasting financial freedom.

Your family’s future starts with today’s decisions.

You’ve worked hard. Now let’s make that effort count. Together, we’ll create a personalized plan for lasting peace and generational wealth.

Schedule Your Free Session

Frequently asked questions

What if I still have questions?

You can contact me any time. I am happy to answer your questions and help you get started.

What tools do I need?

A phone or computer, a place to track your budget, and a willingness to follow the process. Everything else, I will guide you through step by step.

What results should I expect?

You can expect greater clarity with your money, stronger budgeting discipline, debt progress, increased savings, improved confidence, and a healthier financial mindset. Results depend on your commitment and action.

Do you help with investing?

I do not manage investments. I help prepare you to invest with confidence by building a strong foundation, eliminating debt, and building disciplined financial habits.

Is this faith-based coaching?

My values are rooted in biblical stewardship, discipline, and wisdom. Coaching is open to anyone who wants to build financial health and honor their future.

What exactly does a financial coach do?

A financial coach helps you build healthy money habits, create a structured financial plan, stay accountable, and make consistent progress. It is guidance, support, and strategy to help you take control of your money and your life.

How is financial coaching different from financial advising and other financial consultants?

Financial advisors typically focus on investments. Financial coaching focuses on budgeting, debt payoff, savings, spending habits, mindset, and financial confidence. We help you build the foundation so you are ready to invest and build long term wealth.

How long does coaching take?

Most clients work with me between six and twelve months. Real transformation takes time, but most people begin seeing clarity, confidence, and financial wins within the first few weeks.

Do I need a lot of money to start coaching?

No, you do not need a high income to begin. You just need a desire to make progress. Financial coaching is for anyone who wants to take control, regardless of income level. A portion of this journey is an investment, and the right financial coaching pays for itself through better decisions, savings, debt reduction, and long-term financial growth.

How do coaching sessions work?

We meet virtually or in person to review your finances, set goals, and create a step-by-step plan. You’ll also get tools and support to stay consistent between sessions.